Can we:

1.) Have funds withdrawn from bank instead of having to have gold in your inventory:
current work flow click npc> click manage npc> withdrawal funds> repair given items> Deposit excess funds
Suggested workflow: Click repair and funds are withdrawn from bank automatically

2.) Have only the options to repair items you have equipped: E.G. Repair my shield shouldn't be an option if you don't have a shield equipped
Currently if you click repair my shield if you dont have one equipped it returns: Your shield is too damaged to repair, you could correct that message to say "You don't have a shield equipped" , but the cleanest solution would be to just not have the option to repair it in the first place.

3.) Repair all my gear button: As suggested, just click option to repair all equipped gear that automatically uses funds in your bank.